Providing you with access to the Australian business lending market.
WHAT'S THE INVESTMENT
The fund offers a secured loan to Grapple. Grapple use these funds to provide Australian SMEs with a secured line of credit through Grapple’s unique invoice finance offering and market leading proprietary platforms.
We've built a secure way for you to access this investment.PPSR registered
All facilities and related security are registered on the PPSR (Personal Property Securities Register).
No long term deposit
No long-term positions are held by Grapple. Grapple’s entire portfolio is typically repaid and reinvested every 1-3 months
Secured lending
Security over all funded invoices is held. General security deed and director guarantees are obtained when necessary.
ALTVEST CALCULATOR
your potential earnings
My current investment is $20,000
My current investment return is 0.01% p.a
12 months (8.22% p.a)
$2current earning
$1,644potential earning
Difference$1,642
This is not a bank deposit. There are risks as explained in the Investor Memorandum, including the risk of losing part or all of your money.
discover what altvest can do for you
The results from this calculator should be used as an indication only. Get your Investor Pack to get more information about the future of investment.
DETAILS OF MY INVESTMENT
TARGET RETURN 7%-8.5% PER ANNUM
great returns
The Fund targets returns of 7.00% to 8.50% p.a. (after fees, losses and provisions).
0.78% per Annum
simple fees
The Investment Management Fee is 0.78% p.a.
1 TO 4 MONTHS REINVESTMENT CYCLE
flexible liquidity
No long-term positions are held by Grapple. Grapple’s entire portfolio is typically repaid and reinvested every 1-3 months.
$20,000
minium investment
Altvest is available to Wholesale and Sophisticated investors in Australia with a minimum investment of $20,000.
how do I access my investment?
distributions
Quarterly, it’s your choice to reinvest or receive your distribution payment.
redemptions
We ask for a notice period of 60 days from the end of the month. However, we will endeavour to meet requests as soon as possible subject to sufficient liquidity.
what about capital preservation?
A provision for bad debts will be established. The Fund’s target is to maintain a provision for bad debts of 2.00% of the value of investor funds.
Grapple will bear the first $200,000 of bad debts incurred (Since inception, Grapple Invoice Finance Fund has financed over $30,000,000 to Australian SMEs across 60,000 invoices with no losses).
Grapple maintain a robust credit analysis and risk pricing, diversification, recourse against the invoice seller which all contribute to protect against losses. Altvest oversee Grapple through a risk and compliance committee.
help fund great australian SMEs and earn great returns.
By offering Grapple a secured loan to fund Australian businesses, altvest aims to make healthy returns for their investors, while supporting the greater Australian economy.
asset backed lending
who manages my investment?
We've built a secure way for you to access this investment, and benefit from the higher returns normally only available to banks and large institutions. The management team is comprised of experienced professionals, who strive to bring this investment to you in a secure way.
altvest actively controls the loan to grapple
investment manager
$16 billion of funds under administration and supervision
trustee
$650 billion under administration
fund administrator
60,000+ invoices, $30m funded to Aussie SMEs, no losses, no arrears
invoice financier
meet the team
Stephen Dawson
Management
Michael Jeffery
Management
Matthew Hayne
Distribution
Gary Mills
Risk
Neil Pearson
Tech
Natalya Bahn
Operations
AMAL
Trustee
APEX
Administration
GRAPPLE
Invoice Financier
Eminence
AFSL
ACN
647 086 360
get in touch
Grapple has been mentioned in the following news outlets…
Altvest Pty Ltd is a Corporate Authorised Representative (CAR No. 001288388) of Eminence Global Asset Management Pty Ltd AFSL No. 305573